Which online payment platforms are available in Ghana?

14 Jun 2024

With the advent of e-payment platforms, it is no longer surprising that Ghana is teeming with online payment systems that bring incontestable benefits. MTN and AirtelTigo are successful examples that expand to include credit money transfers, bill payments, and airtime purchases, enabling frictionless transactions for millions of African residents.

MTN Mobile Money

As MTN Mobile Money wallet holders, users engage in everyday financial activities like paying utility bills, purchasing insurance, sending money to users on other local networks, and topping up their MTN airtime, all from the convenience of a modern handset.

This platform also proceeds larger payments such as staff compensation or school tuition. So, as long as clients know what to do with their money, they can rely on MTN to handle it.

AirtelTigo Ghana

Since its inception in November 2017, following the merger of Airtel and Tigo, AirtelTigo has grown to offer mobile voice and internet services to subscribers in urban centers and remote regions.

It also provides merchants with reliable communication and data solutions they can rely on to stay relevant in the highly competitive business world.

Meanwhile, banks such as Ecobank, Standard Chartered, and GCB Bank view this as a compelling trend, and they work with mobile-first platforms to provide consumers with more freedom and comfort in their account management.

It has led to an inevitable surge in home-grown fintech solutions like Zeepay and ExpressPay. While the former allows users to send money at home and overseas stress-free, the latter lets merchants accept payments immediately through their websites using easy-to-use APIs.

Moreover, PayCEC, a worldwide payment gateway, successfully attracts interest in Ghana by enabling businesses to receive funds however they want using sought-after payment modes.

With PayCEC, merchants offer an uncluttered and engaging checkout experience that customers love returning to, with no start-up or hidden costs. Want to hear more? Contact us!