What are some of the popular payment API providers in Ghana?

26 Jun 2024

As access to portable devices and the Internet continues to expand across Ghana, several payment API providers are pushing for the acceptance of digital transactions among African customers.

Paystack

Since 2015, Paystack has grown to support over 60,000 businesses processing billions of dollars in transactions annually. 

The platform is known for letting merchants express their brand identities through custom payment sites that take multiple payment forms, such as mobile money, credit and debit cards, bank transfers, USSD, and QR codes.

Additionally, Paystack connects with popular applications like Shopify, WooCommerce, and WordPress. This versatility opened up a world of possibilities that give Ghanaians equally good alternatives as the world becomes more cash-free.

Hubtel

Hubtel is a popular payment API provider in Ghana specializing in business-critical mobile alerts and innovative payment solutions. 

It makes online services significantly more accessible and inclusive by taking payments from all mobile money wallets and bank cards in-store, online, and on the go, with positive implications for financial inclusion and the empowerment of vulnerable and disadvantaged groups.

ExpressPay

ExpressPay employs inline authentication to make paying as smooth as possible, reducing the need for redirection that leads to drop-offs and unfinished transactions.

It is well-recognized for giving hourly workers access to earned paychecks, providing them with the financial stability they require while also helping merchants streamline payment processes and supporting their most precious asset – their employees.