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Home What is ACH payment?
24 Jun 2022 By PAYCEC
An ACH payment is a type of electronic bank-to-bank payment in the US. Bank-to-bank transfer is made via the ACH payment network, rather than going through the card networks such as Visa or MasterCard. An ACH payment is also referred to as an ACH transfer or ACH transaction.
There are 2 main categories of ACH payments:
- Direct deposits: deposit ACH payments from businesses or governments to employees or consumers.
- Direct payments: the use of funds for making ACH payment either by organizations or individuals
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